Personal Loan from IDBI Bank is targeted to the Salaried Individuals , Self Employed Professionals (SEPs) & Pensioners Following are the variants of Personal Loan: Personal loan to Salaried Individuals, Self Employed Professionals (SEPs) & Pensioners Salary Account with In-built Overdraft facility Pension Account with in-built Overdraft facility to Pensioners of IDBI Bank Ltd The IDBI Bank Personal Loan Features - All IDBI salaried customers maintaining salary account with IDBI Bank, including Pensioners/ Family Pensioners from State or Central Government Departments, PSU companies and State or Central Government promoted/ sponsored entities or undertaking whose pension is credited to SB account with IDBI Bank (retired staff of IDBI Bank is also included For Salaried class :- Minimum Annual Average Balance (AAB) of Rs. Salaried/ Self Employed and Professionals : Minimum age : 22 Years.
Unsecured Personal Loan comes with insurance cover from one of Fiji's insurance providers, BSP Health.
In the event of death, the borrower's loan balance at the date of death will be deemed paid off and an additional sum of $1,000 cash is paid to the next of kin as funeral assistance.
However, in such cases, no further personal loan will be sanctioned to the borrower for 12 months from the date of making the part pre-payment. Applying for “IDBI Bank Personal Loan” is absolutely simple.
Just call our Phone Banking numbers or visit our nearest Retail Asset Centre/Branch.
Most personal instalment loans require for you to earn at least S$30,000 a year to qualify.